Buyer Questions

Are you buying a home soon?

I will walk you down the buying path. I will educate you on the buying process, ask you the questions you don’t even know to ask and make sure you avoid problems along the way.  For a consultation, make an appointment now and/or request my Home Buyer’s Guide.

Some Questions that You should be asking!

What can I afford?

  • Where to do I get a pre-approval?
  • What is the difference between a pre-approval, pre-qualification and pre-commitment? Which is better?
  • How much cash do I have for a down payment?
  • How many months of reserves will I have after buying?
    (Lenders require 6 months reserves usually.)
  • Can I use money from my 401K?
  • Can I receive a gift for the downpayment?
  • Will I use a Bank or Broker?
  • Does the realtor help me with this?
  • How much do I want to pay in taxes or maintenance fees?

Where do I want to live? What kind of a community do I seek?

  • How long of a commute do you prefer?
  • Do I want an urban or suburban environment?
  • Do I like sidewalks or prefer a more suburban feel?
  • How much land do I want? Will I maintain the property myself?
  • Do I want a pool or access to a beach?
  • Are schools important to me?

What kind of a home do I want?

  • Single family? Condo? Co-op?
  • How many bedrooms do you need?
  • How many bathrooms? Do I want a master bath?

Where do I begin my search?

  • Should I go to Open Houses?
  • What are the good apps or websites to use for searching?
  • How long does it take to buy a home?
  • When should I start my search?
  • Are there better times of the year to buy?

Once I find a property:

How will I know how much to offer?

  • How do I find true comparables for a property?
  • Can I make a lowball offer?
  • How close to asking price are most buyers paying?

How will I know about home maintenance?

  • How do I know if there are hidden defects?
  • What if the home floods, how do I know?
  • Will I get an inspection on the property?

Do I need representation?

  • Can I represent myself?
  • Should I work with the Listing Agent- will I get a better deal?
  • What is Buyer Representation?
  • Who works for me? Am I on my own in this?
  • Who negotiates on my behalf?

There are many more questions…… I have the answers, the experience and the skills to get you to the closing table. Call me today, 914-260-5349